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Case study · Sales & customers · Finance

From 21 days to 24 hours

B2B client onboarding / KYC

A new client does not stop being “hot” just because your process has nine steps. Agents read documents, verify registers and create master data — while people decide only where it truly matters.

21 daysis how long client onboarding takes at this example leasing company — 19 of which are waiting for someone to re-type data.

Executive summary

The challenge

Onboarding and KYC stretched over weeks; revenue and the client wait for paperwork.

What changes

Agents read documents (IXP), verify registers and create data; Maestro™ drives the case end-to-end.

Business value

Time-to-revenue from weeks to days; zero lost applications; full compliance.

Systems & scope

CRM, registers (company/VAT), SAP/core, archive; UiPath agents + IXP + Action Center.

Illustrative scenario

Leasing, 400 applications a month

Sales sends the document pack. Operations re-types data into the CRM, someone else checks registers, a third person creates the client in the core system. Every handoff is a queue.

Meanwhile the client receives a competitor's offer. The biggest cost of this process appears in no report: the deals that went cold.

The current reality

  1. HumanSales collects documents and emails them on
  2. WaitingThe application waits in the operations inbox
  3. HumanData re-typed manually into the CRM
  4. HumanManual checks: company register, VAT, sanctions lists
  5. Error riskA VAT-ID typo caught only at invoicing
  6. WaitingWaiting for signatures and missing items
  7. HumanClient creation in the core system and archiving
HumanWaitingError risk

The hidden cost of the current process

A process where 90% of the time is waiting

  • 300 hours a month of re-typing and checking — work the client neither sees nor values.
  • Every day of delay is a day without revenue from a de-facto signed deal.
  • Manual KYC means quality depends on the day of the week and team load.

The cost of doing nothing

A year of manual application work≈ 100 800 €
3 years of the same process≈ 302 400 €
Deals gone cold across 21-day waitsthe biggest cost — off the books

Manual work is an operational tax: the automation investment is finite, the manual cost is paid again every month.

The process after automation

  1. AutomationThe agent reads the application and documents in a minute (IXP)
  2. AutomationAutomatic register and list verification
  3. AutomationData created in CRM and core with zero re-typing
  4. HumanAn analyst decides only in elevated-risk cases
  5. AutomationClient active; full document set archived with a trail
HumanAutomation

What the automation handles

  • Reading and validating registration documents
  • Register and sanctions-list checks
  • Creating consistent data across all systems

When a human decides

  • KYC decisions on elevated risk
  • Deviations from standard terms
  • The client relationship — conversation instead of forms

Before

Onboarding time~21 days
Data re-typing3 systems
Manual work / application~45 min
Documentation completenesscaught late

After

Onboarding time~24 h
Data re-typing0
Manual work / applicationrisk cases only
Documentation completenesschecked in minute one

Value model — example assumptions

Illustrative model
400 applications × 45 min of manual work= 300 h / mies.
300 h × €28 hourly cost= 8 400 € / mies.
12 months× 12
Annual capacity released≈ 100 800 €

Business benefits

  • A client active in 24 h — sales closes while the decision is fresh
  • Zero applications lost between inboxes
  • KYC of constant, auditable quality — regardless of workload
  • The operations team grows in judgement, not typing

Board-level KPIs affected

Time-to-revenueCost per onboardingDrop-off rateCompliance findings

What management gains

  • A live onboarding funnel: where each application sits
  • Hard SLAs towards sales instead of promises
  • A compliance trail ready for any audit

Estimate it for your organisation

hours released per month
annual capacity released

An illustrative estimate based on your inputs. A model of released capacity — not a savings promise.

Systems in this scenario

Inputs

  • CRM / formularz wniosku
  • Dokumenty PDF i skany (IXP)
  • Rejestry: KRS, VIES, sankcje

Mientha agentic layer

  • UiPath Agent Builder
  • UiPath robots
  • Maestro™ · Action Center

Core systems

  • System core / SAP
  • CRM
  • Archiwum dokumentów

Human approval: Teams / Action Center

What we deliver

  • An onboarding map with handoff-time measurement
  • A document agent (IXP) reading the full application pack
  • Automated register and sanctions checks
  • Robot-driven data creation in CRM and core
  • A risk path with human decisions in Action Center
  • An SLA dashboard and compliance report

What we need to start

  • 20 sample applications with documents
  • The required-field list for CRM and core
  • KYC risk criteria (even draft ones)
  • Test access to CRM and core

Implementation roadmap

Discovery

We map the process, data and exceptions with process owners.

Design

Target flow, business rules, approval thresholds.

Build

Agents, robots and integrations in your environment.

Validate

Tests on real cases, exception handling.

Go-live

Controlled rollout with human oversight.

Optimise

Monitoring, reporting and continuous improvement.

Typical duration depends on systems and rules — a single process is usually weeks, not quarters.

Risk and controls

Autonomy under control

  • Elevated-risk cases always go to an analyst
  • Every check logged with source and timestamp
  • Personal data processed only in your environment
  • Four-eyes control for risk-rule changes

Why now

  • Every week cut from onboarding is a week of revenue gained on every deal
  • KYC requirements keep growing — the manual process will only get slower
  • Clients compare you with fintechs, not the industry average

Why this matters to:

CEO

Sales growth without proportional back-office growth.

CFO

Faster revenue and KYC that passes audits calmly.

Sales Director

The client is active before competitors answer their email.

Questions we usually hear

“Compliance will never accept automation in KYC.”

We automate fact gathering and verification; risk decisions stay with people. Compliance gets more trail, not less control.

“Our applications arrive in dozens of formats.”

IXP reads the formats you cannot standardise — and a pilot on 20 real applications shows the exact straight-through rate.

“We already have a portal; clients enter data themselves.”

A portal shifts typing to the client — verification, cross-system consistency and exceptions are still yours. That is the part that disappears.

When this may not be the right solution

  • A dozen high-margin onboardings a month — people are enough
  • The process is unstable: required documents change monthly
  • The core system is mid-replacement — foundation first

A question for your next board meeting

If onboarding took a day, how many more deals from last quarter would you have closed?

How many clients changed their mind between day 1 and day 21?

A one-hour workshop with the process owner is enough to show which of the nine steps disappear.

Let us map your onboarding

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